:root {
  --ink: #102c46;
  --blue: #155f83;
  --blue-dark: #0d4968;
  --teal: #0f7c78;
  --pale: #eef6f7;
  --soft: #f5f8fa;
  --line: #d6e2e8;
  --white: #ffffff;
  --text: #263a49;
  --muted: #5d6d78;
  --shadow: 0 18px 50px rgba(16, 44, 70, .10);
  --radius: 20px;
  --content: 1180px;
}
* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; color: var(--text); background: var(--white); font: 400 1rem/1.68 Arial, Helvetica, sans-serif; overflow-wrap: anywhere; }
a { color: var(--blue-dark); text-underline-offset: .2em; }
a:hover { color: var(--teal); }
.skip-link { position: fixed; left: 1rem; top: -6rem; z-index: 999; background: var(--ink); color: white; padding: .8rem 1rem; border-radius: .5rem; }
.skip-link:focus { top: 1rem; }
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.97); border-bottom: 1px solid var(--line); backdrop-filter: blur(10px); }
.utility, .nav-shell, .page-shell, .site-footer { width: min(calc(100% - 2rem), var(--content)); margin-inline: auto; }
.utility { min-height: 70px; display: flex; align-items: center; justify-content: space-between; gap: 1rem; }
.brand { display: inline-flex; align-items: baseline; gap: .5rem; color: var(--ink); font-size: 1.45rem; font-weight: 800; text-decoration: none; letter-spacing: -.03em; }
.brand span { color: var(--teal); font-size: .92rem; letter-spacing: .04em; text-transform: uppercase; }
.phone { font-weight: 800; text-decoration: none; padding: .65rem .9rem; background: var(--pale); border-radius: 999px; }
.nav-shell { position: relative; }
.primary-nav { display: flex; gap: .15rem; align-items: center; padding: .45rem 0 .65rem; overflow-x: auto; scrollbar-width: thin; }
.primary-nav a { flex: 0 0 auto; padding: .55rem .72rem; border-radius: .65rem; color: var(--ink); text-decoration: none; font-weight: 700; font-size: .92rem; }
.primary-nav a:hover, .primary-nav a[aria-current="page"] { background: var(--pale); color: var(--teal); }
.nav-toggle { display: none; }
.breadcrumb { display: flex; gap: .5rem; align-items: center; padding-top: 1.2rem; color: var(--muted); font-size: .9rem; }
.hero { margin-top: 1.5rem; padding: clamp(2rem, 5vw, 4.8rem); background: linear-gradient(135deg, #ecf6f7 0%, #f7fbfc 58%, #e5f0f4 100%); border: 1px solid #d9e8ec; border-radius: 30px; box-shadow: var(--shadow); position: relative; overflow: hidden; }
.hero::after { content: ""; position: absolute; width: 18rem; height: 18rem; right: -7rem; top: -8rem; border: 3rem solid rgba(21,95,131,.08); border-radius: 50%; }
.eyebrow { margin: 0 0 .65rem; color: var(--teal); font-weight: 800; text-transform: uppercase; letter-spacing: .09em; font-size: .82rem; }
h1, h2, h3 { color: var(--ink); line-height: 1.16; letter-spacing: -.025em; }
h1 { max-width: 900px; margin: 0; font-size: clamp(2.2rem, 6vw, 4.5rem); }
h2 { margin: 2.5rem 0 .9rem; font-size: clamp(1.5rem, 3vw, 2.05rem); }
h3 { margin: 1.65rem 0 .55rem; font-size: 1.22rem; }
p { margin: 0 0 1rem; }
.answer-block { max-width: 850px; margin-top: 1.4rem; font-size: clamp(1.08rem, 2vw, 1.3rem); color: #294859; }
.hero-actions { display: flex; flex-wrap: wrap; gap: .8rem; margin-top: 1.8rem; }
.button { display: inline-flex; min-height: 48px; align-items: center; justify-content: center; padding: .78rem 1.1rem; border-radius: .75rem; font-weight: 800; text-decoration: none; }
.button-primary { background: var(--ink); color: white; }
.button-primary:hover { background: var(--blue-dark); color: white; }
.button-secondary { background: white; color: var(--ink); border: 1px solid var(--line); }
.trust-strip { margin: 1rem 0 0; display: grid; grid-template-columns: repeat(3, 1fr); border: 1px solid var(--line); border-radius: 1rem; overflow: hidden; background: white; }
.trust-strip span { padding: 1rem; text-align: center; font-weight: 750; color: var(--ink); }
.trust-strip span + span { border-left: 1px solid var(--line); }
.content-grid { display: grid; grid-template-columns: minmax(0, 1fr) 310px; gap: clamp(2rem, 5vw, 4rem); align-items: start; margin-top: 2.7rem; }
.article-body { min-width: 0; }
.content-section { scroll-margin-top: 8rem; }
.content-section:first-child h2 { margin-top: 0; }
.faq details { border: 1px solid var(--line); border-radius: .8rem; margin: .7rem 0; background: var(--soft); }
.faq summary { cursor: pointer; padding: 1rem 1.1rem; color: var(--ink); font-weight: 800; }
.faq details p { padding: 0 1.1rem 1rem; margin: 0; }
.side-panel { position: sticky; top: 140px; border: 1px solid var(--line); border-radius: var(--radius); padding: 1.25rem; background: var(--soft); }
.side-panel h2 { margin: 0 0 .7rem; font-size: 1.28rem; }
.side-panel ul { padding-left: 1.2rem; margin: 0; }
.side-panel li { margin: .65rem 0; }
.side-call { margin-top: 1.15rem; padding: 1rem; border-radius: .8rem; background: white; border: 1px solid var(--line); }
.side-call p { margin: .25rem 0; }
.side-call a { font-size: 1.1rem; font-weight: 850; }
.final-cta { margin: 4rem 0 2.5rem; padding: clamp(1.8rem, 4vw, 3rem); background: var(--ink); color: white; border-radius: var(--radius); }
.final-cta h2 { margin: 0 0 .75rem; color: white; }
.button-light { background: white; color: var(--ink); }
.site-footer { border-top: 1px solid var(--line); padding: 2rem 0 5.5rem; display: flex; justify-content: space-between; gap: 2rem; color: var(--muted); }
.site-footer p { max-width: 650px; }
.site-footer > div:last-child { display: flex; flex-wrap: wrap; gap: 1rem; align-content: flex-start; }
.mobile-call { display: none; }
@media (max-width: 800px) {
  body { font-size: 1rem; padding-bottom: 72px; }
  .utility { min-height: 62px; }
  .phone { display: none; }
  .nav-toggle { display: inline-flex; align-items: center; gap: .55rem; border: 0; background: var(--ink); color: white; border-radius: .65rem; padding: .7rem .9rem; font: inherit; font-weight: 800; margin-bottom: .65rem; }
  .nav-icon { width: 1.1rem; height: .8rem; border-top: 2px solid currentColor; border-bottom: 2px solid currentColor; position: relative; }
  .nav-icon::after { content: ""; position: absolute; left: 0; right: 0; top: calc(50% - 1px); border-top: 2px solid currentColor; }
  .primary-nav { display: none; padding: .2rem 0 .8rem; flex-direction: column; align-items: stretch; }
  .primary-nav.is-open { display: flex; }
  .primary-nav a { white-space: normal; }
  .hero { margin-top: 1rem; border-radius: 22px; padding: 2rem 1.2rem; }
  h1 { font-size: clamp(2rem, 12vw, 3.1rem); }
  .hero-actions { align-items: stretch; flex-direction: column; }
  .trust-strip { grid-template-columns: 1fr; }
  .trust-strip span { text-align: left; }
  .trust-strip span + span { border-left: 0; border-top: 1px solid var(--line); }
  .content-grid { grid-template-columns: 1fr; margin-top: 2.2rem; }
  .side-panel { position: static; order: 2; }
  .site-footer { flex-direction: column; padding-bottom: 6rem; }
  .mobile-call { display: flex; position: fixed; z-index: 80; left: .7rem; right: .7rem; bottom: .7rem; min-height: 52px; align-items: center; justify-content: center; background: var(--teal); color: white; border-radius: .85rem; box-shadow: 0 12px 35px rgba(0,0,0,.24); font-weight: 850; text-decoration: none; }
}
@media (max-width: 360px) {
  .utility, .nav-shell, .page-shell, .site-footer { width: min(calc(100% - 1.25rem), var(--content)); }
  .brand { font-size: 1.25rem; }
  .brand span { font-size: .72rem; }
  h1 { font-size: 2.1rem; }
  .hero { padding: 1.6rem 1rem; }
  .button { width: 100%; }
}
@media (prefers-reduced-motion: reduce) { html { scroll-behavior: auto; } }